Vickar Credit Solutions is for people that cannot get pre-approved for an auto loan through traditional lending sources such as local banks, credit unions or the lending arms of car manufacturers such as Ford Credit, and GMAC. These lending sources normally will not finance vehicles under the following circumstances:

  • Self Employed
  • If your credit score is low.
  • If you are new to Canada.
  • If you have ever filed for bankruptcy.
  • If your income level is low.
  • If you have zero down payment.
  • If you have ever had a vehicle repossessed.